How much does Mortgage Protection Insurance cost? A well-structured Mortgage Protection Program is more cost effective than you would imagine. Furthermore, with a “money back” option and benefits that can help you pay your mortgage for up to 5 years, you and your family can be in a Win-Win situation!!

Here are a few things that determine what your program premiums will be:

  • Age
  • Health
  • Smoking Status (Smoker or Non-Smoker?)
  • Geographic Location
  • Mortgage Amount (Principle Balance)
  • Mortgage Payment
  • Riders (Benefit Options)
  • Benefit Period (up to 3 years)

For your convenience, many Mortgage Protection Insurance Programs have “Non-Med” options that require No Medical Exams. Most insurance providers will check your Medical Information Bureau (MIB), Pharmaceutical and Motor Vehicle Reports to help determine if you are eligible for coverage.

NOTE: You can save a little money by completing a full medical exam. However, if you are not 100% sure of your health status, we do NOT recommend it because you can end up with an unnecessary decline on your record. This could prevent you from obtaining coverage in the future.

For more information of how much a well-structured Mortgage Protection program costs and how it can help you, please call The Mortgage Protection Help Desk at 1-888-439-7770.

You can also visit www.TheMPhelpdesk.com to SIGN-UP FOR A FREE CONSULTATION!! We’d love the opportunity to shop around for you to help find the best Mortgage Protection Program that fits your budget!!

Mortgage Protection programs are more cost effective than you would imagine. With a “money back” option and benefits that can help you pay your mortgage for up to 5 years, you and your loved ones can be in a Win-Win situation!!