WHY WE DO WHAT WE DO
Welcome to The Mortgage Protection Help Desk!! Here, we are passionate about preventing homelessness by helping more families stay in their homes and out of foreclosure. With nearly ONE MILLION homes in some stage of foreclosure today, can you blame us? That’s about 1 in every 1057 homes!!
In effort to help bring things a bit more into perspective, here are the TOP 10 STATES with the highest foreclosure rates (as of July 2015):
- Florida: 19,166 (1 in every 408 homes)
- Maryland: 4,299 (1 in every 513 homes)
- New Jersey: 2,998 (1 in every 520 homes)
- Nevada: 1,832 (1 in every 587 homes)
- Illinois: 7,088 (1 in every 730 homes)
- New Mexico: 425 (1 in every 741 homes)
- Georgia: 3,099 (1 in every 900 homes)
- South Carolina: 2,390 (1 in every 923 homes)
- Ohio: 6,109 (1 in every 932 homes)
- North Carolina: 3,295 (1 in every 970 homes)
PRE-FORECLOSURES: NEW JERSEY
PRE-FORECLOSURES: NEW MEXICO
PRE-FORECLOSURES: SOUTH CAROLINA
PRE-FORECLOSURES: NORTH CAROLINA
Why Choose Us
YOUR SUCCESS IS OUR SUCCESS
First and foremost, we would like to congratulate you on your home purchase & your decision to protect your family through a Mortgage Protection program!! You’ve worked hard to establish your goal as a homeowner!! What better way to protect your investment and the ones you love than with a Mortgage Protection insurance plan?!
What is Mortgage Protection?
LEARN MORE ABOUT MORTGAGE PROTECTION & HOW IT CAN HELP YOU
A well-structured Mortgage Protection program can help pay your mortgage in the event of death, critical illness or disability. Want to know something even better? You can receive up to 100% of your premiums back if you do not use your benefits by the end of your mortgage term!! Check out our informative video and the key points below to learn more about Mortgage Protection and how it can help you:
- No Medical Exam Required
- Receive up to $500,000 in coverage
- Coverage starts immediately
- The funds are paid directly to you...not the mortgage company
- Beneficiaries can receive double the payout in the event of certain death
How ToObtain Coverage
There Are Three Ways To Get Started
We are pleased to see your interest in protecting your family with a well-structured Mortgage Protection program. Because we want to see you get the coverage you deserve, we encourage you to sign-up for a FREE CONSULTATION or book an appointment to speak with one of our dedicated benefit specialists. Even if you already have a Mortgage Protection plan, it's a great idea to do a benefit analysis to make sure that you are getting the most bang for your buck!!
Has your mortgage or real estate professional recommended that you obtain this coverage to protect the ones you love? Perhaps you have received a letter about mortgage insurance in the mail? Either way, our benefit specialists are here to help!! Click the words above to sign up for a FREE consultation!!
Already have a Mortgage Protection insurance program? That’s great!! However, are you sure that you’re getting the most for your money? Did you know that you can protect your mortgage AND prepare for your retirement with the same amount of money? Click the words above to to learn more!!
Did you know that a well-structured Mortgage Protection program can pay your mortgage for up to 3 years if you became disabled & up to 75% of your mortgage balance if you became ill? We will shop around to find the best program that fits your budget!! Book an appointment for a FREE consultation today!!
Take a Look at Some of Our Plans
Here are some of the Mortgage Protection programs that we have structured for our clients. Of course, each scenario is different. To see what The Mortgage Protection Help Desk can do for you, please click the ``Get Covered`` button below or call 1-888-439-7770 today!!
Allow a licensed, certified benefit specialist at The Mortgage Protection Help Desk to shop around for you to help find the best program that fits your budget!
Call 1-888-439-7770 today!!
Which critical illnesses are covered through Mortgage Protection insurance?
A well-structured Mortgage Protection Insurance plan should always include a Critical Illness benefit. Each insurance company will cover different illnesses under the Critical Illness portion of their plans. This is one of the key reasons why it is important to have the assistance of a licensed and proficient insurance agent to assist you with the process of selecting your insurance plan.
Here are some of the illnesses that are covered by our top insurance providers:
- Invasive Cancer
- Non-invasive cancer (carcinoma in situ)
- Heart Attack
- Coronary Bypass Surgery
- Aortic Surgery
- Heart Valve Surgery
- Kidney/Renal Failure
- Major Organ Transplant
- Severe Burns
- Alzheimer’s/ Loss of Independent Living
- Occupational HIV
- Loss of sight
- Loss of mobility (dressing, eating, bathing, etc)
- Loss of hearing
- Loss of speech
- Loss of limbs
- Benign Brain Tumor
- Motor Neuron Disease
- Terminal Illness
- Arterial Aneurysms
- Central Nervous System Tumors
- Major Multi-System Trauma
- Severe Disease of Any Organ
- Severe Central Nervous System Disease (Parkinson’s, Huntington’s, Multiple Sclerosis, Encephalitis with long-term effects)
- Major Burns
NOTE: Not every insurance company covers the same conditions. The average carrier will cover 6 of the listed illnesses. One of our insurance providers will cover 10 of the listed illness. Another one of our insurance providers will cover 16 of the listed illness. Our TOP insurance provider will cover 20+ illnesses. With you in mind, we have done our due diligence!!
At The Mortgage Protection Help Desk, we are passionate about helping to keep more families in their homes and out of foreclosure!! Let us shop around for you to help find (and structure) the best Mortgage Protection program that fits your budget!!
For more information on how we can help you, please feel free to contact us at 1-888-439-7770 to schedule your FREE CONSULTATION today!!
Meet Our Top Providers
NOT ALL INSURANCE COMPANIES ARE CREATED EQUAL
There are dozens of insurance companies that offer the benefits we use to structure our Mortgage Protection programs. However, not all providers are created equal. Each insurance company has a rating that is issued by an agency called A.M. Best. Both the United States Securities and Exchange Commission and the National Association of Insurance Commissioners have designated A.M. Best as a Nationally Recognized Statistical Rating Organization (NRSRO) in the United States.
Before you select an insurance provider, it is imperative that you check their rating. A.M. Best’s Financial Strength Ratings (FSR) represent the company’s assessment of an insurer’s ability to meet its obligations to policyholders. The rating process involves quantitative and qualitative reviews of a company’s balance sheet, operating performance and business profile, including comparisons to peers and industry standards and assessments of an insurer’s operating plans, philosophy and management.
The ratings scale includes six “Secure” ratings:
- A++, A+ (Superior)
- A, A- (Excellent)
- B++, B+ (Good)
The scale also includes ten ratings for companies deemed “Vulnerable”:
- B, B- (Fair)
- C++, C+ (Marginal)
- C, C- (Weak)
- D (Poor)
- E (Under Regulatory Supervision)
- F (In Liquidation)
- S (Rating Suspended)
You wouldn’t want to invest in an insurance company that may not be able to help you when you need them to, would you? With this in mind, please allow one of our dedicated Mortgage Protection specialists at The Mortgage Protection Help Desk shop around for you to help find (and structure) the best Mortgage Protection program that fits your budget. You deserve it!!
Learn more about Mortgage Protection
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The Mortgage Protection Help Desk: FREE Consultation Sign-up Form
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Here, we are passionate about helping to keep families like yours in their homes and out of foreclosure. Let us shop around FOR YOU to help find the best Mortgage Protection insurance program that fits your budget today!!